Now that the Holidays are over, all the talk around the water cooler is of New Year’s Resolutions. We all have good intentions where that’s concerned and get all jazzed about this year being “the year” that we are going to actually follow through with our resolutions. The problem for most is that we self sabotage quickly. Here are some tips that I have found worked for me over the years to create success for New Year’s Resolutions.

1. Keep it simple by focusing on one or two resolutions that are REALISTIC for you . You’ll get overwhelmed and drop out of the game quickly if you have to do too much. I usually stick with just one resolution for that reason, a goal I know is achievable.

2. Your resolutions have to be ones you really want to do. A half-hearted desire to achieve something is not enough.

3. Make a very specific action plan. For example, if you want to exercise more, then make a plan to exercise on specific days at a certain time so that becomes part of your schedule and you don’t schedule something else at those times.

4. Create a Support System. It’s best to get someone who is willing to get you going when you just don’t feel like doing what you have set out to do. If you can get someone to hold you accountable for your action plan, then you aren’t relying on yourself alone as a motivator.

5. Don't Procrastinate!  Procrastination is just a form of self sabotage.  Getting started can be the hardest part but that's because we usually are focusing on how it's all going to go wrong.  Stop thinking and start doing!

If one of your New Year’s Resolutions is related to finances, I came across some good advice on bankrate.com on how to keep New Year’s Resolutions regarding money.

Good luck and Happy New Year!  May 2013 be the year you keep your promises to yourself.

More From WZOZ